Frequently Asked Questions

Clear answers to the questions clients commonly ask before starting a transfer of equity.

  • Yes. A transfer of equity changes the legal ownership of a property and must be completed correctly and registered with HM Land Registry. Grace personally prepares and manages the legal process from start to finish.

  • Most straightforward matters can be completed within 2–4 weeks, provided all parties cooperate. Land Registry processing times vary and may affect the overall completion date.

  • It depends on your individual circumstances and whether money or other consideration is involved. Advice will be provided based on your specific situation.

  • Yes. Property can be transferred without payment, although Capital Gains Tax and Inheritance Tax implications may still apply depending on your circumstances.

  • In most cases, all current owners must sign the transfer deed. If someone refuses to cooperate, a court order may be required before the transfer can proceed.

  • Joint tenants own the property together as a whole, meaning the surviving owner automatically inherits the property.

    Tenants in common own defined shares, allowing each owner's share to be left to someone else through a will.

  • You'll typically need proof of identity, proof of address and any relevant legal documents relating to the transfer. Grace will let you know exactly what's required once your matter begins.